Did you know that some “permanent” life insurance policies aren’t truly permanent? That’s right—you could own a “permanent” policy that’s in danger of lapsing. We won’t know unless we request an in-force illustration for the policy.
There are two main categories of life insurance: term and permanent, with several subtypes within each. It’s a common misconception that the categories are whole and term. In reality, whole life is just one type of permanent insurance. This misunderstanding may lead people to believe they have permanent coverage when they don’t.
How can you tell? Take advantage of our offer to review all your policies. We’ll confirm whether you have:
The right type of insurance
The appropriate amount of coverage
Properly funded policies with no unpleasant surprises
If you'd like to take us up on this offer—whether you’re a current client or a prospective one—just send over your information, and we'll start our review. You can reach our office at 210‑953‑7797.