Building a complete financial plan is about much more than a 401(k) or saving for college. We are here to build a lifelong relationship with you, serving as your advisor for anything that has to do with finances. It turns out, nearly everything in our life requires a decision about money! Often our relationship will just seem like a conversation. We will be the person you come to for trusted, candid advice and in turn we will help you build a plan of confidence and peace, knowing you took the right steps to get where you want to be.
Maybe all of this sounds new to you or perhaps you are not sure if you’re getting all the guidance you need from your current finance professional. It can help to know what to expect. When we work together, our relationship will follow this process:
1. Get the Details. A financial plan is only as good as the information it begins with. As Kris likes to say, “garbage in, garbage out.” This step can be a lot of work, but it is worth it. Together we’ll gather all the information to give us an accurate picture of your current financial situation.
2. Set the Target. Let’s decide what you want your money to do. What is the objective? What do you want to accomplish? Think big. We will prioritize in this step.
3. Design a Plan. Based on your goals, we will put together specific recommendations meant just for you. We cover it all from savings targets to portfolio design, and then discuss it together to make sure you understand and agree.
4. Action. Quite simply, this step involves putting your plan into practice.
5. Monitor & Review. A financial plan isn’t a piece of paper meant to be put in a drawer. It evolves over time. Check in on your progress towards your goals using our 24/7 dashboard, make changes as life happens, and of course – call us for any advice you need. We’ll also meet on a regular basis to formally go over your plan and make adjustments as the market and circumstances change.
